In the event of an accident in which you are held responsible for damages or bodily injuries, an umbrella liability insurance policy will help protect your assets. Umbrella coverage will also help pay for damages you are legally responsible for if another party files a lawsuit against you.
An umbrella policy is particularly useful if your farm or ranch vehicles are already insured with us. That’s because umbrella liability insurance can be added to your agribusiness liability policy as an additional layer of liability protection. It’s usually less expensive than higher-limit liability policies. Talk to your agent to learn more.