General liability (GL) is an important coverage that provides protection for your business for any property damage or bodily injury that might occur, not involving a truck. General liability also can provide premises coverage used for business. Products and completed operations if excluded by the AL policy can also be covered under GL. General Liability will also pay for bodily injury, property damages, personal injury/bodily damage, and medical payments with respect to the policy limits and coverages.
In the event of an accident, general liability shields business owners from expenses like medical costs and lawsuits, making it an essential investment.
When considering insurance coverage options, another important policy to explore is cargo insurance. Cargo insurance protects companies from financial loss due to lost or damaged cargo.