commercial insurance


Commercial Auto Insurance

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.


Who needs commercial vehicle insurance?

If you're uncertain if you need commercial auto insurance, we can provide some guidance. Typically, we recommend that business owners get coverage for any vehicle that is used for your business. Like auto insurance, commercial vehicle insurance protects your automobile, employees, and anyone involved in an accident.


Hired/Non-owned Auto Liability

Are you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.

Use of Personal Vehicles

Insurance policies for privately owned vehicles may not cover damage to your privately owned car or truck when it is used for business, even when it's a business such as selling cosmetics, jewelry, or pizza delivery. Every business is unique – talk to Block Insurance today to find out how to get the best business auto insurance, service, price and value.






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PARAGOULD
32 Southpointe Drive
(870) 236-8744


BATESVILLE
2121 Harrison Street
(870) 793-6391


BLYTHEVILLE
315 N. Broadway
(870) 762-2641