Understanding Commercial Insurance
As a leading insurance agency, we know business and we make it our business to protect yours. Get the ultimate peace of mind when you work with Block Insurance to gain coverage on every element of your company.
Every business is unique, and your commercial insurance should reflect that. At Block Insurance, we connect you with coverage options based on your industry and specific company needs. Generally speaking, commercial insurance refers to coverage designed to protect businesses, owners, and employees.
Some of the most common commercial insurance types include property, liability, and worker’s compensation. Let's examine these further:
Commercial liability insurance: this type of insurance protects your business from financial loss if you are held liable for property or personal damage caused by your services, employees or products.
Commercial property insurance: provides coverage for your building, inventory, equipment, tools and other property assets.
Commercial worker's compensation: provides financial compensation in the event of a work-related injury to cover medical expenses and lost wages during your employee absence.
All of the insurance types mentioned above fall under commercial casualty insurance. Commercial casualty insurance is a broader term that protects businesses against accident-related losses. At Block Insurance, we help commercial owners stay prepared for every potential risk and outcome.