One of the questions we got this week at the office was does my homeowners cover me if I am building a new house? The answer is no, unfortunately. There is a specific policy you will need when building a new home, and that is a Builder's Risk policy. I thought this might be a good time to do a little Q&A to explain the ins and outs of a builder's risk policy. As always, it is best to consult a licensed agent to get exact coverage information.

What is a Builders Risk policy? Builder's risk…