2022 has been a great year so far at Block! Here is what we have been up to...
We started off the year celebrating National Pharmacy Day. Some of us hit the road and visited some of our local pharmacies to say THANK YOU! They have had a crazy couple of years and deserved a little celebrating. We also couldn't let the month pass without celebrating 'National Have Fun at Work Day'.. we had a cornhole tournament in the hallway at the Paragould office! Crazy team names, trash talk and fun allClick here to read more.
As the 2022 growing season gets started, agriculture faces a potentially challenging year. Volatile markets, supply chain problems and labor shortage are all major issues farmers and agribusiness workers will face at any given time this year. With all of this going on, farmers will have busy minds, and when thatâs the case, its easy to be distracted. And when youâre distracted, accidents can happen. That comes true especially when working in grain bins. One slip or bad step can haveClick here to read more.
With costs skyrocketing, most people want to save on the group health insurance plan, but unfortunately, no one knows how to do it. When it comes to saving on your group health plan, one word matters mostâ¦.. DATA. Do you know your data? Not knowing your data is the equivalent of taking a cross-country trip with no GPS. Most groups do not know their data, so they do not know what decisions to make about their plan. Healthcare for most employers is the second largest expense, but somethingClick here to read more.
After the holiday rush, and heading into the new year, there are a few guarantees:
Unfortunately, with the New Year comes many peopleâs deductible phase with their healthcare insurance. This means even more out-of-pocket expense, following the spending frenzy of December. With healthcare costs rising and copays for pharmaceuticals increasing everyClick here to read more.
Last night, some of the Block team and their kiddos bundled up and hit the streets of downtown Paragould to watch the Winter Wonderland Christmas Parade!
If you missed it, don't worry there are a lot of festivities to join in on this month.
9th - Enchanting Night, 4:00-8:00 pm
11th - Cocoa Crawl, 10:00 am - 4:00 pm
Click here to read more.
At Block Insurance, we are looking forward to this yearâs Christmas and New Year holiday season. Time with familyâ¦and the time away from the officeâ¦is always necessary to reconnect and recharge heading into the new year.
However, the FBI and CISA have noticed a disturbing trend associated with time away from work. In 2021 cyber crime has spiked on holidays, as cyber-criminals see the time away from the office as primetime for an attack. With network defenders and local ITClick here to read more.
Our house sits in a subdivision on the north side of Paragould, AR. The reason we wanted to build there was because of the large field behind the house. Our boys play wiffle ball, frisbee golf, and football out there during the warmer months. Behind the playing area is a patch of natural blackberry bushes. The first summer we lived in the house, I noticed them and went out to pick a few. Like a rookie, I wore shorts and sandals and went out with bare hands. The next day I was covered inClick here to read more.
On this day, October 7th in 1849, American author Edgar Allan Poe died in Baltimore, MD at the far-too-young age of 40. Poe was famous for his gothic short stories, making his death in the same month as Halloween almost poetic. In one of his short stories, âThe Pit and the Pendulumâ the main character finds himself held captive, tied to a board in the middle of a large room. Above him, a large, razor-sharp pendulum is swinging back and forth while descending from the ceiling. TheClick here to read more.
Your declarations page includes many details about your insurance policy, including your name, address, policy endorsements, and limit for each overage. The declarations page is often referred to as the 'dec page'!
The remaining information on your dec page depends on the policy type (auto, homeowners, BOP, GL, etc) and your options. Here is the basic information you'll find in each.
This week is National Truck Driver Appreciation Week! Every year, Americans dedicate a week to pay tribute to professional truck drivers and their importance to everyday life and the overall economy. At Block, we are using this week to go out to the area truck stops with goody bags and a smiling face to just say âTHANK YOUâ to the truck drivers. There are plenty of ways to show appreciation to truckers. Donât know of one? We got you!
To help make this initiative aClick here to read more.
One of the questions we got this week at the office was does my homeowners cover me if I am building a new house? The answer is no, unfortunately. There is a specific policy you will need when building a new home, and that is a Builder's Risk policy. I thought this might be a good time to do a little Q&A to explain the ins and outs of a builder's risk policy. As always, it is best to consult a licensed agent to get exact coverage information.
What is a Builders Risk policy? Builder's riskClick here to read more.
Not texting is a start, but there's more to safe driving.
Here's the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable.
You've seen them around town, you may know a few of them and you might even be one yourself.
Distracted drivers come in all shapes and sizes, all makes and models. Even if you aren't one today, you could become one at any moment - in the time it takes you to answer your phone, orClick here to read more.
Imagine for a second that you are a nurse at a local, privately owned medical clinic. You wake up on a normal Thursday, go through your morning routine, and head to the clinic. Coffee in hand, you unlock the back door and start turning on the lights. As you drop your purse at your station, your mind starts running through your daily to-do list. Things that didnât quite get finished yesterdayâ¦patients coming in todayâ¦ I need to run by the grocery at lunch to grab bread for theClick here to read more.
Saving money is at the forefront of our minds these days. We look for places to trim and cut back wherever possible, and that often means making hard decisions. Of course, there are certain things that many of us can't go without - like a vehicle and auto insurance to protect it. But just because these things are a necessity doesn't mean we can't find ways to reduce the cash we spend on them. That's why it's important to consider every possible discount when shopping for auto insurance - butClick here to read more.
There's a 40% chance of a claim.
No one plans to sustain any losses or file a claim when they purchase their insurance policies and most look at insurance as protection against extraordinary events. BUT unfortunately losses occur more frequently than most business owners expect. According to a study by The Hartford, 40% of small businesses will have a property or liability loss within a 10-year period.Click here to read more.